Use of the Site means the User’s unconditional consent to this Policy and the conditions for processing his personal information specified in it; in case of disagreement with these terms, the User must refrain from using the services and products of the Site.
1. General Provisions
1.1. This Policy is an integral part of the User Agreement (hereinafter referred to as the “Agreement”), posted and available at: https://bankyuga.us/agreement.html
1.2. By entering into this Agreement, you freely, by your own will and in your own interests, give indefinite irrevocable written consent to any methods of processing your personal data, including any action (operation) or a set of actions (operations) performed using automation tools or without using such means with personal data, including collection, recording, systematization, accumulation, storage, clarification (updating, modification) , extraction, use, transfer (distribution, provision, access), depersonalization, blocking, deletion, destruction of personal data for the purposes established by this Policy.
1.3. To this Policy, including the interpretation of its provisions and the procedure for acceptance, execution, modification and termination, the legislation of the Russian Federation shall apply.
1.4. Hereinafter, the Policy uses the terms and definitions provided for in the Agreement, as well as other contracts concluded with the User, unless otherwise provided for by this Policy or follows from its essence. In other cases, the interpretation of the term used in the Policy is made in accordance with the current legislation of the Russian Federation, the customs of business turnover.
2. Personal Information
2.1. Within the framework of this Policy, “personal information of the User” means:
2.1.1. Personal information that the User provides about himself independently when registering (creating an account) or in the process of using the Site, including the User’s personal data that are transmitted by the social networks VKontakte (vk.com), Facebook (facebook.com), Twitter (twitter.com), Odnoklassniki (odnoklassniki.ru), if the User is registered in them and agreed to provide this data to the Site. Mandatory information is marked in a special way. Other information is provided by the User at his discretion.
2.1.2. Data that is automatically transmitted by the User to the Site in the process of its use using the software installed on the User’s device, including IP address, cookie data, information about the User’s browser (or other program with which access to the Site is carried out), technical characteristics of the equipment and software used by the User, date and time of access to the Services, addresses of the requested pages and other similar and nformation.
2.2. This Policy applies only to information processed in the course of using the Site. The Site does not control and is not responsible for the processing of information by third-party sites to which the User can click on the links available on the Site.
2.3. The Site does not verify the accuracy of personal information provided by the User, and does not have the opportunity to assess his legal capacity. However, the Site assumes that the user provides reliable and sufficient personal information and keeps this information up to date.
3. Purposes of processing personal information of Users
3.1. The Site collects and stores only the personal information that is necessary for the provision of services to the User or the execution of the User Agreement with the User, except for cases when the legislation provides for the mandatory storage of personal information for a period determined by law.
3.2. The Site processes the User’s personal information for the following purposes:
3.2.1. We collect personal information that is specified in the registration window through social networks, if the user is registered in them. We collect cookies and the user’s IP address in order to determine the user’s browser and optimize the user’s interaction with the Site. All information is collected by us “as is” and does not change during the data collection process.
3.2.2. Providing the User with personalized services and execution of the User Agreement;
3.2.3. Communication with the User, including sending notifications, requests and information regarding the use of the Site, the execution of the User Agreement, as well as the processing of requests and applications from the User;
3.2.4. Improving the quality of the Site, the convenience of its use, the development of new services of the Site;
3.2.5. Targeting of advertising materials.
4. Conditions for processing users’ personal information and its transfer to third parties
4.1. The Site stores personal information of Users in accordance with this Policy and the User Agreement.
4.2. With regard to the User’s personal information, its confidentiality is preserved, except for cases of voluntary provision by the User of information about himself for public access to an unlimited number of persons. When using the Site, the User agrees that a certain part of his personal information may be publicly available.
4.3. The Site has the right to transfer the User’s personal information to third parties in the following cases:
4.3.1. The User has consented to such actions;
4.3.2. The transfer is provided for by Russian or other applicable legislation within the framework of the procedure established by law;
4.3.3. In order to ensure the possibility of protecting the rights and legitimate interests of the Site or third parties in cases where the User violates the User Agreement of the Site or this Policy.
4.4. When processing personal data of Users, the Site is guided by the Federal Law of the Russian Federation “On Personal Data”.
5. Modification and deletion of personal information. Mandatory data storage
5.1. The User may at any time change (update, supplement) the personal information provided by him or part therein, using the function of editing personal data in the “Profile” section (https://bankyuga.us/users/?do=profile).
5.2. The user can also delete the personal information provided by him within a certain account by using the “Delete Profile” function in the “Profile” section. In this case, the deletion of the account may entail the inability to use some services of the Site in accordance with the User Agreement.
5.3. Rights provided by paras. 4.1. and 4.2. this Policy may be limited as required by law. In particular, such restrictions may provide for the obligation of the Site to save the information changed or deleted by the User for the period established by law, and to transfer such information in accordance with the legally established procedure to the state body.
6. Processing of personal information using cookies and counters
6.1. Cookies transmitted by the Site to the User’s equipment and the User’s equipment to the Site can be used by the Site to provide the User with personalized services, to target advertising that is shown to the User, for statistical and research purposes, as well as to improve the services of the Site.
6.2. The User is aware that the equipment and software used by him to visit sites on the Internet may have the function of prohibiting operations with cookies (for any sites or for certain sites), as well as deleting previously received cookies.
6.3. The Site has the right to establish that the provision of a certain service of the Site is possible only on condition that the reception and receipt of cookies is allowed by the User.
6.4. The structure of the cookie, its content and technical parameters are determined by the Site and may change without prior notice to the User.
6.5. Counters placed on the pages of the Site can be used to analyze the User’s cookies, to collect and process statistical information about the use of the Site, as well as to ensure the operability of the Site as a whole or its individual functions in particular. The technical parameters of the counters are determined by the Site and may change without prior notice to the User.
6.6. The User is aware of and accepts the possibility of placing third-party software on the pages of the Site, as a result of which such persons can receive anonymized data. These third party software may include, but is not limited to:
- systems for collecting statistics of visits (for example, Google Analytics counters, LiveInternet, etc.);
- social plug-ins (blocks) of social networks (for example, Facebook, etc.);
- banner display systems (e.g. AdMixer, etc.);
- other systems for collecting anonymized information.
7. Measures taken to protect the User’s personal information
7.1. The Site takes necessary and sufficient organizational and technical measures to protect the User’s personal information from unauthorized or accidental access, destruction, modification, blocking, copying, distribution, as well as from other illegal actions with it by third parties.
9.1. All suggestions or questions about this Policy the User has the right to send to the support service of users of the Site by e-mail.